Having declared my willingness to look at financial issues in my life, once again tonight I seem to be face to face with it.
Tonight I sat down to reconcile my checkbook and then pay my bills (after the credit card scare yesterday, I want those puppies taken care of!)
Last month something really unusual happened – the bank told me I had about $400 more than I could find in my checkbook. Everything still balanced properly, so there had to be entries that were incorrect. I spent several hours trying to figure it out last month and finally gave up. I figured it would show itself this month.
As I sat down tonight to reconcile, I knew that I’d have to search harder and find the problem. Oddly, the discrepancy seemed to have grown – from $400 to almost $800 (at least the discrepancy was in my favor, so I didn’t have to freak out about overdrawing!)
I’ve been sitting in front of my computer for about 2.5 hours now searching through every transaction. I’ve got the discrepancy down to about $650. At this point I’m simply stumped. I really don’t know how to move forward.
I need to pay several bills but I’m nervous because I’m not sure how much money I have to work with. I’ll probably set up payments for the minimums and then sit down and try to figure it out again this weekend.
Here’s the miracle – I’m facing it. I’m not letting it get the better of me. In the past, I would have cried and thrown a tantrum and asked someone else to try to figure it out for me (yes, when it comes to finances apparently I’m still about 12 years old.)
Tonight I’m looking at it and saying – I’ll figure it out. And it’s okay if it’s not tonight.
I continue to be blown away by what I’m seeing in the Challenge postings! You guys are amazing and I’m so grateful that we can all play together.